How to delete your XRP account using XUMM
So you want to delete your XRP account imported / created in XUMM? The biggest reason for this is to get your reserve back. Well, not totally but partially, just 15 XRP. We've got you covered.
Customers don't have XRP accounts on most exchanges. They have customer accounts. The XRP address belongs to the exchange.
If an XRP payment transaction is sent to that account (with the correct destination tag) it will be credited to the customer account.
AccountDelete is a different transaction type (non Payment) that most exchanges ignore. Tools to do the AccountDelete transaction carry a warning to not send the balance to an exchange account.
If you do send the XRP to an exchange account, contact their support and show them the transaction ID they may credit your account.
XRP ledger transactions take 3-5 seconds.
Here's a video:
Step by step guide
Go to a lovely tool like xumm.community
Sign in using the account you want to delete.
Find the Account Delete option and fill in your XRP address where the funds of the account you want to delete need to go to.
Sign it on your phone but make sure you sign it using the account you want to delete.
Finally submit the Account Delete transaction and it's all gone to the account you've filled in.